Workers compensation medical expenses: coal miners’ rights explained

What medical expenses can I claim after a coal mining injury?

If you’re injured while working in or around a coal mine, you may require medical treatment – sometimes for a short period, sometimes for life. Under the NSW Workers Compensation Act, coal miners are entitled to claim the reasonable and necessary costs of medical treatment related to their workplace injury.

Covered expenses include:

• ambulance transport
• hospital treatment
• GP and specialist consultations
• dental work
• prescription medications

These costs are payable as long as they are directly related to the work injury and supported by appropriate medical evidence.

For more information on entitlements contact our specialist workers compensation team.

What other treatments are covered by workers compensation?

In addition to medical treatment, workers compensation medical expenses for coal miners may include a range of allied health services, such as:

• physiotherapy
• chiropractic care
• massage therapy
• occupational rehabilitation
• speech therapy
• remedial gymnastics (under medical recommendation).

To ensure these treatments are reimbursed, the provider must be qualified and registered. Most importantly, your treating doctor must endorse the treatment on your SIRA certificate of capacity.

Can I claim home care or equipment?

Yes. Coal miners may also be entitled to claim the cost of:

• crutches, braces, or prosthetics
• occupational therapy equipment
• home modifications (e.g. ramps, handrails)
• domestic assistance or in-home care (if medically justified).

These types of expenses require strong medical evidence and approval, especially in cases involving long-term or permanent impairment. If you’re unsure about your eligibility, speak with a solicitor experienced in workers compensation medical expenses for coal miners.

Are travel costs covered by workers compensation?

Absolutely. Injured workers should not be out of pocket for travelling to receive medical treatment. You may claim:

• per-kilometre rates for private vehicle use
• public transport fares (bus/train)
• taxi costs (where reasonable)
• costs for an escort to accompany you if you cannot travel alone.

Always keep receipts and records to support your travel claim.

Do I need pre-approval from the insurer?

For major treatments (like surgery), it’s best to seek pre-approval from the workers compensation insurer. This ensures a smoother process and reduces the risk of disputes.

However, under the coal miners’ compensation scheme, you may still proceed with treatment without prior approval and claim the costs later – especially where treatment is urgent or being delayed by the insurer.

That said, pre-approval is strongly recommended where possible.

Final thoughts

Coal miners have specific entitlements under the law, including comprehensive coverage of workers compensation medical expenses. However, there are key differences between the coal mining and non-coal mining schemes, which can affect what you’re entitled to and how you claim.

If you’ve been injured at or near a coal mine and are unsure about your rights, it’s essential to seek legal advice tailored to your situation.

At Whitelaw McDonald Lawyers, we regularly assist coal miners in accessing the full scope of their entitlements – including medical, rehabilitation, and travel-related compensation.

This is general advice only. For guidance specific to your circumstances, please contact our office.

Stuart Barnett
Whitelaw McDonald Lawyers